Executive Summary
This internship report is a partial
requirement for the Evening MBA Program (EMBA). As part of the internship
program, we were placed in City Bank Ltd. at Progoti Soroni Branch in Dhaka
during the period of internship. We have landed a lot about commercial Banking
operation of this organization.
Retail Banking is one of the most
vital risks for any commercial bank. Credit risk arises from nonperformance by
a borrower. It may arise from either an inability or an unwillingness to
perform in the pre-commitment contracted manner. The real risk from credit is
the deviation of portfolio performance from its expected value. Different types
of loan providing the corporate
people also business person. Loan may provide as a short term also long term. The
credit risk of a bank also affects the book value of a bank. The more credit of
a particular is in risk, the more probability of a bank to be insolvent.
Therefore, the status of depositor in the bank is at risk and probability of
incurring loss from their deposited value. In other way the risk of a
commercial bank is calculated through long term and short term rating by the
credit rating agencies. Issue in credit
card to the corporate person as a short loan facility.
